Make Your Savings Goal SMART

Most people don’t realize there are older life insurance policies and newer life insurance policies!! Simple. Many older policies, like Primerica only include a terminal illness benefit, meaning you generally must be diagnosed with 12 months or less (or less depending on the policy) to live before you can access any of your death benefit while you’re alive. Many newer policies may include additional living benefits for qualifying critical, chronic, and terminal illnesses, allowing eligible polic