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There are three different types of tax accounts. You can either be taxed now, taxed later or have a tax advantage. Being taxed now are accounts such as your checking and savings. These accounts do not build very much interest. The second account is taxed later. Examples of tax later accounts are you 401k and 403b. When you are taxed later Uncle Sam still has to get their cut. Uncle Sam will get 30-40% of your retirement plan. If you chose a tax advantage account, it is TAX FREE. It also builds c