High-interest debt can grow faster than savings. Experts explain why minimum payments trap you and how to avoid falling behind in the new year, and how to avoid it.

My mom just gifted me $10,000 and I'm stumped about my next move. I'm 55, female, single, make $78,000 a year and live in Oklahoma. I have no kids. I have $60,000 left on my mortgage (with a 3% rate) ...

Even major credit card companies have now adopted the buy now, pay later (BNPL) fixed payment model, made popular by companies like Affirm and Klarna. Forget delayed gratification. BNPL is the modern ...

A $1,000 monthly car payment used to be a rarity, the kind of number you'd only see on a high-end luxury model. Fast-forward to today, and the average new car costs more than $50,000. The payments ...

You can save hundreds on interest with a balance transfer. Here are three top cards offering long intro APR periods and real ...

The National Foundation for Credit Counseling at www.nfcc.org primarily helps people pay off credit card debt, but its member ...

Score up to 24 months interest-free with this week's best 0% intro APR cards -- perfect for large purchases or paying off ...

Of those who plan to use a credit card for holiday spending this year, 52% don't expect to pay off the full holiday debt when the bill arrives, according to a survey from the Association of ...

Consumer Reports says these plans, while convenient, can quickly snowball into debt and now they may show up on credit ...

If you're feeling overwhelmed by the pressure to spend money on gifts, parties, and travel this holiday season, you're not ...

U.S. credit card balances rose during the third quarter, and now total $1.23 trillion outstanding and are above the level a ...

In the shadow of Disneyland’s fantasy kingdom sits a different kind of magical realm where the treasures are real and the prices won’t make your credit card weep. The Anaheim Thrift Store stands as a ...