(NewsNation) — Savings accounts are a great place to stash cash for a rainy day but the benefits — and costs — vary from bank to bank. In 2022, the typical American had $8,000 in cash across their ...

The Fed cut rates again last week, but today's top high-yield savings accounts continue to offer up to 5.00% APY.

You’ll need necessary documents — including a government-issued ID, social security number, and proof of address — to open an account. If you’re denied because of your banking history, there are banks ...

The highest APY available changes frequently. As of December 10, 2025, Digital Federal Credit Union offers 5.00% APY on the first $1,000 deposited. Other institutions offer up to 4.60%, according to ...

Joshua Rodriguez is a personal finance and investing writer with a passion for his craft. When he's not working, he enjoys time with his wife, two kids and two dogs. But saving money in today's ...

In recent years, savers have earned exceptionally high yields thanks to a series of interest rate hikes designed to combat inflation. Yields have dipped slightly since September, when the Federal ...

A checking account is for managing your day-to-day finances, such as paying bills, making debit card transactions and writing ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. A savings account is ...

Starting next year, people who became disabled by age 46 will be eligible to open ABLE accounts. The accounts have been slow to catch on, partly because the current age limit is 26.

As a new mom, planning for my daughter’s future is top of mind. Before opening a savings or brokerage account, I asked ChatGPT for advice. Here’s what it said—and missed.

Jio Payments Bank offers a reliable and user-friendly Zero Balance Savings Account that supports everyday transactions and ...