The credit score firm partnered with Plaid to bring additional cash-flow data into its previously released UltraFICO score.

Analytics software provider FICO announced partnership w/ Plaid, a financial data network, to enable the next gen of the cash flow UltraFICO Score.

FICO will incorporate Buy Now, Pay Later (BNPL) loan data into credit scores starting fall 2025. This change aims to provide lenders with a more complete picture of consumers' repayment habits.

Even though Fannie Mae dropped its FICO minimum, individual lenders still have the ability to set their own credit score requirements. "That being said, there may be cases where someone with a 597 ...

VantageScore 4.0 is now being accepted by Fannie Mae and Freddie Mac. This is a “big negative” for Fair Isaac, and not many lenders may actually adopt VantageScore. September’s volatility catalysts ...

Fair Isaac Corporation's moat is being tested by the recent changes in the mortgage credit score system. But the real impact is limited: mortgage originations account for 44% of scores' revenues, and ...

Americans now have a new credit option to use when applying for a mortgage, and it allows them to use their rent payments as a qualifying factor. President Donald Trump's administration announced this ...