Reverse mortgages and senior home equity solutions in general have evolved significantly over the years. However, many people, including older homeowners and their heirs, still hold outdated beliefs ...

Reverse mortgage lenders highlight ongoing misconceptions about homeownership, inheritance and consumer protections.

This article explains why AI proficiency is becoming essential for modern loan officers, showing how responsible AI use enhances borrower clarity, speeds up scenario analysis, and strengthens trust ...

Affordability isn't just about rates, it's about access, transparency, and removing friction from the process. We've ...

A home equity loan can can cover the cost of a major expense, but there are some drawbacks. See what makes it different from a HELOC. Keep on reading.

What President Donald Trump’s latest consumer finance proposals could mean for your money and long-term affordability.

Mortgage credit availability in the U.S. expanded in January, according to the Mortgage Bankers Association’s (MBA) latest Mortgage Credit Availability Index (MCAI), signaling a loosening of lending ...

The rate on a 30-year fixed refinance slipped to 6.16% today, according to the Mortgage Research Center. Rates averaged 5.27% ...

No-closing-cost mortgages are mortgages where your lender pays the closing fees on your behalf. It shouldn’t be confused with a mortgage with no closing costs. Before considering a no-closing-cost ...

Optimal Blue's January 2026 Market Advantage mortgage data report | Optimal Blue today released its January 2026 Market Advantage mortgage data report, showing a strong start to the year as falling ...

Not all lenders are created equal — here’s how to compare offers, rates and terms with confidence.

The 28/36 rule oversimplifies home affordability. As a loan officer, I’ll explain why budget and homebuying needs matter more than rigid rules when deciding how much house you can afford.