This article explains why AI proficiency is becoming essential for modern loan officers, showing how responsible AI use enhances borrower clarity, speeds up scenario analysis, and strengthens trust ...

The study, which was recently nominated for a Best Paper award at the International Conference on Information Systems, found that female borrowers on peer-to-peer lending platform Kiva were funded ...

A personal loan works best if you use it as a one-off to clear urgent monetary requirements like emergency medical bills, or ...

LOANS for higher learning students in the country are projected to surpass 1tri/- in the next financial year, from current 916.7bn/-.

Twin sisters Kaytlyn and Ashlyn Triplett are students at Augustana University. The are using federal student loans to finance some of their education. “I ...

Abstract: This paper discusses the increasing number of loan applications in the banking sector and the challenges faced by financial institutions in making informed lending decisions. It presents a ...

Abstract: Peer-to-peer (P2P) lending platforms have revolutionized financial services by enabling direct transactions between borrowers and lenders, bypassing traditional banking systems. The ...

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Ally offers refinancing and lease buyouts as well as new and used vehicle financing Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at Buy Side covering auto loans ...

Explore the current interest rates for SBA-backed financing—including 7(a), 504 and microloans—and learn how these compare to traditional loan options Written By Written by Staff Senior Editor, Buy ...