Credit scores are an important part of the lending process. Here's the credit score you need, along with other requirements, ...

Discover safer alternatives to cash-out refinancing to pay off high-interest debt and protect your home equity while reducing ...

If you've had your mortgage for a while or have built equity in your home, you may have considered refinancing. Refinancing is when you take out a new home loan to pay off the existing one to ...

Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.37%, and for 20-year mortgages, the ...

Both products provide financing with traditionally low rates, but there are unique benefits and downsides to both.

The rate on a 30-year fixed refinance slipped to 6.34% today, according to the Mortgage Research Center. The 15-year, ...

Most homeowners are overlooking a surprising strategy that could help them pay off their mortgage faster. Learn what it is ...

Mortgage rates fell as investors convinced themselves that the Federal Reserve might cut short-term interest rates when it meets in December.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

When mortgage rates drop even one single percentage point, a refinance may help you see a noticeable difference in your monthly payment and total loan costs.

More lenders are approving home equity loans without traditional appraisals, cutting weeks off the process. Here's how ...

A top-up loan can feel like an easy source of extra money, but it works in your favour only when you understand the costs, ...