For most people, the prime reason to refinance a mortgage is to lower their interest rate and monthly payments. So, when mortgage rates dipped to record low levels early in the coronavirus pandemic, ...

Mortgage rates are finally declining. Freddie Mac reported on Oct. 9 that the average conventional 30-year and 15-year mortgage rates were fixed at 6.3 percent and 5.53 percent, respectively. One year ...

If you’re retiring soon, this is the question you have to answer: Do I refinance before I retire, or continue to pay my current mortgage in retirement until I pay off my house? While the answer varies ...

Refinancing in today’s current rate environment isn’t for everyone, but there are several reasons why it could be for you. People refinance for reasons beyond the rate. These include tapping equity, ...

Many homeowners look to refinance so they can take advantage of more attractive interest rates. In a nutshell, refinancing is the process of exchanging your current mortgage for a new one, typically ...

Several important refinance rates have moved down. Refinance rates change daily, but experts say rates could inch down in the coming months. Katherine Watt is a CNET Money writer focusing on mortgages ...

A personal loan could help you pay for emergencies, finance a large purchase, or consolidate debt. At some point, you might think about refinancing a personal loan if you want to try to lower your ...

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...

“Are you a gambler?” It’s a question mortgage broker Aaron Gordon asks lots of his clients — and not just because he’s branch manager of a Guild Mortgage outside of Las Vegas, Nevada. Mortgage ...

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...

There are a number of reasons to refinance your student loans, including qualifying for better rates or terms, potentially lower monthly payments and more. But for those with federal student loans, ...