Demand for adjustable-rate mortgages (ARMs) is growing as interest rates on conventional home loans surge and as people seek an affordable on-ramp for buying a home. The average interest on a 30-year ...

Adjustable rate mortgages (ARMs) make homeownership more accessible for some borrowers. They offer the advantage of a lower interest rate for an introductory period, making the monthly mortgage ...

Adjustable-rate mortgages (ARMs) come with an interest rate that changes at predetermined intervals, such as annually or semi-annually. ARMs typically have a low introductory rate, which translates to ...

FHA adjustable-rate mortgages (ARMs) are insured by the Federal Housing Administration and are available as either fixed-rate or adjustable mortgages. FHA ARM loans offer a low initial interest rate ...

Still, the number of Americans turning to these riskier loans has climbed sharply. The share of homebuyers using ARM loans has more than tripled over the past five years, according to the Mortgage ...

Most homeowners in the U.S. who took out adjustable-rate mortgage loans are likely to see a spike in their monthly payments soon. Adjustable-rate mortgages (ARM) are loans with an interest rate that ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Your mortgage loan estimate will outline the terms and conditions of a lender's approximate offer. You should evaluate your mortgage loan estimate with an eye on affordability. You can get estimates ...

With a fixed-rate mortgage, the rate literally remains fixed: It carries the same interest rate and monthly payment for the entire life of the loan. But an adjustable-rate mortgage (ARM) has an ...