With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, Insider and the Los Angeles Times, and he's been..

If you’re searching for the best money market accounts today, you’re probably trying to balance three goals at once: earn a solid yield, keep cash safe and still reach it quickly. As of December 15, 2025: The FDIC national average money market rate is only 0.

Savers have come out on top over the past few years, thanks to the rate hikes conducted in 2022 and 2023 by the Federal Reserve to help tame inflation. The decisions the Federal Reserve makes for its federal funds rate have an impact on interest rates on ...

A high-yield savings account or money market account will offer the best place to keep your emergency fund in easy reach while earning interest. See how you can figure out which one is the best account for your emergency fund, along with what to avoid.