Forbes contributors publish independent expert analyses and insights. I'm co-founder & CEO with 30+ years in community economic development. In 1977, Congress passed the Community Reinvestment Act ...

Bank regulators have announced their intention to repeal the 2023 CRA Rule. But it would be a mistake to stop there. For more than a decade there’s been a clamoring to “modernize” the CRA regulations.

There’s a very big inconsistency in the Community Reinvestment Act. The current CRA rule was passed in 1995 and requires every FDIC insured bank to meet the credit needs of the communities they serve.

The Cyber Resilience Act (CRA) is nearly upon us. This wide-reaching piece of legislation will introduce new requirements, checks and balances on developers, retailers and device manufacturers. But ...

San Francisco Community Land Trust plans to convert 285 Turk Street into a limited-equity housing cooperative. (Courtesy of San Francisco Community Land Trust) This is your first of three free stories ...