Mortgages backed by the Department of Veterans Affairs (VA) carry lower interest rates and more favorable terms than most conventional loans, including no down payment or mortgage insurance ...

Veterans Affairs (VA) loans offer low interest rates, making them an attractive option, especially in times of sky-high interest rates for traditional mortgages. An even more interesting aspect of VA ...

The Department of Veterans Affairs home loan program has been used by millions of service members and veterans since it took shape near the end of WWII. (Staff Sgt. Teresa J. Cleveland/Air Force) Note ...

VA loans and FHA loans both aim to make homeownership more accessible, but they serve different groups and have distinct rules. VA loans, backed by the Department of Veterans Affairs, are available to ...

To get a VA home loan, you must be a service member, veteran or qualifying surviving spouse with a Certificate of Eligibility. VA home loans have no down payment requirements but only apply for ...

*Rates and APYs are subject to change. All information provided here is accurate as of June 29, 2023. A VA loan is a military benefit that doesn’t require a down payment or private mortgage insurance ...

Limited inventory and high interest rates dramatically cooled the housing market in 2022, with home sales falling nearly 18% from 2021, according to data from the National Association of Realtors. At ...

FHA and VA loans are two of the most popular government-backed mortgage programs for first-time homebuyers in the United States. Both loans offer advantages over conventional mortgages, but there are ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

The VA loan is an attractive option for many veterans and active duty personnel looking for a home. Guaranteed by the Department of Veterans Affairs, these mortgages are offered through the best VA ...

Brai is the founder of SW4 Insights, a public policy advisory firm based in Washington D.C. He has over a decade of experience as a journalist and consultant covering finance and economic policy, with ...

Service members or veterans considering building a dream home have an additional funding opportunity. A Veterans Affairs (VA) construction loan has some of the same benefits as VA mortgages but allows ...