You can convert money from a traditional IRA to a Roth via a "backdoor" conversion. This can help high earners fund Roth IRAs ...
A 63-year-old may use funds from a Roth IRA to cover a home renovation. A Roth IRA is the best retirement account once your money is sitting in there, so it may be better to seek other funding options ...
Susan Dziubinski: I’m Susan Dziubinski with Morningstar. We’re in the thick of tax season, which means many investors are making IRA contributions, and target-date funds can be ideal IRA investments.