Converting a 401(k) into a Roth IRA can be appealing for several reasons. Not only can you make qualified withdrawals from ...

This is a strategy that is so incredibly beneficial for highly compensated employees because they can’t contribute to a ...

If you were planning a Roth conversion maneuver this year, the newly-introduced One Big Beautiful Bill (OBBB) doesn’t directly impact the strategy. However, it does have an indirect impact that could ...

A Roth IRA conversion is one of the most powerful moves a retirement saver can make, offering the promise of tax-free growth ...

Jeff DeHaan explains how strategic Roth conversions can safeguard your heirs and spouse from future tax burdens. Drawing on ...

After Donald Trump signed a sweeping tax and policy bill, the One Big Beautiful Bill Act, into law on July 4, Roth conversions could end up costing some clients money, warned Robert Keebler, a CPA at ...

With potential tax changes on the horizon, 2025 may be the ideal time to explore a Roth conversion. REAP Financial explains how converting to a Roth IRA can provide long-term tax advantages, greater ...

A one-time transfer outperforms an equal-installments method in most tax situations, research finds.

A Roth conversion is the process of rolling over retirement funds invested in a pretax account, like a regular IRA or 401(k), into an after-tax Roth IRA. You’ll pay capital gains taxes at the time of ...

Across more than 52 million IRA, 401 (k) and 403 (b) accounts, Fidelity found that 95% of Gen Z contributions now flow into ...

Nearly all 401 (k) providers now allow employees to contribute to a Roth 401 (k), according to a new survey by the Plan Sponsor Council of America. But only 60% of those surveyed allow in-plan Roth ...