Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.

A personal loan can be a smart way to lower your interest rate and simplify your monthly payments — if you stop using your credit cards and commit to not adding new debt. Try This: 5 Subtly Genius ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

If you’re juggling multiple credit card bills every month, a personal loan could be the reset button you need. By rolling ...

Americans carried a staggering $1.18 trillion in credit card debt in the first quarter of 2025, according to Motley Fool Money research. But if you're carrying some credit card debt, fear not -- there ...

It might lower your score in the short term but make it easier to improve your score over time ...

Here's a concerning stat: Americans owed $1.18 trillion in credit card debt in the first quarter of 2025, according to Motley Fool Money research. If you're adding to that number, though, fear not -- ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

Personal loans are a general financial product that gives you access to funds you must pay back over time, and debt consolidation loans help you bundle multiple types of debt into one monthly payment.

To pay your debt off fast, you could consider an option that gives you an upfront lump sum of cash, like a home equity loan.

Personal loans are popular options for credit card debt consolidation. Replacing revolving credit card debt with an installment loan can help you pay less interest and clear balances sooner. By ...