Finding a personal loan can be more difficult if you have poor credit, and you might pay higher interest costs ...

Personal loan rates ticked up again this week. The average APR for a 3-year loan rose to 13.73%, while 5-year rates climbed to 19.87%. The Fed is expected to cut rates at its next meeting on Sept. 17, ...

Personal loan rates moved in opposite directions this week following the Fed's rate cut last week. The average APR for a 3-year loan dipped to 13.59%, while 5-year rates jumped to 20.22%. Lenders are ...

Average personal loan interest rates remain elevated, with the lowest rates available to those with strong credit. Compare offers from multiple lenders to get the best interest rate. Many, or all, of ...

Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.

Personal loans can be a smart alternative to credit cards, often offering lower interest rates and a chance to build or strengthen your credit. Your own bank or credit union may have competitive ...

The Federal Reserve doesn’t directly set personal loan rates. But its monetary policies are designed to have a widespread effect on the U.S. economy. When the central bank makes a policy move, it ...

Personal loans can be a powerful tool for building wealth when used strategically. By investing in home improvements, starting a business or consolidating high-interest debt, you can leverage a ...