If you’re searching for the best money market accounts today, you’re probably trying to balance three goals at once: earn a solid yield, keep cash safe and still reach it quickly. As of December 15, 2025: The FDIC national average money market rate is only 0.

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money market accounts are an attractive banking option for many reasons.

We scoured the market for the top high-yield savings accounts of the month. Plus, we share the most accessible accounts

Money market accounts are a kind of savings account that typically offer debit cards or checks. But some regular savings accounts have higher APYs. Many, or all, of the products featured on this page are from our advertising partners who compensate us when ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. To improve the chances of their savings success, however, they should closely compare their options before moving their funds.

While savings products largely shed yields over the past year, money-market accounts have bucked the trend with averages holding at 0.66% APY over the period, according to the latest government data. But while yields like those, albeit stable, are unlikely ...

A money market account provides the best of both worlds – the ability to easily access your funds while earning a generous return. If you’re thinking about adding this type of account to your financial arsenal, it’s worth understanding its key ...

If you're sitting on extra cash and looking for a low-risk way to grow it, this may be a good time to do so. Interest rates are still elevated right now, after all, and that has led more savers to weigh the pros and cons of locking their money away in a ...

Leaving your money sitting in a savings account might seem safe, but it can quietly lose value, miss out on growth—or even risk being turned over to the state.