Improving your finances before applying for a mortgage gives you the best shot at getting good terms. In evaluating your creditworthiness, lenders consider your credit score, income and other assets, ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

You’ve found your dream home and made an offer. Now comes the hard part: getting a home loan to finalize the purchase. Applying for a mortgage means putting your finances, including your credit score, ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing1, used by lenders to judge how well an individual can pay ...

Securing approval for a higher mortgage can open doors to your ideal home. But getting approved for a bigger loan amount ...