A credit score reflects how past loans and credit cards have been managed. A stronger score generally improves approval ...

As banks reduce their lending rate, following the RBI’s rate cuts, the principal component of EMI increases month-on-month, ...

A home loan EMI comprises of two parts – principal and interest. The principal amount of an EMI remains constant, but the interest is variable. Ever wonder why a change in the external benchmark say ...

Home loan borrowers and experts urge targeted tax relief, clearer lending rules, and improved affordability for buyers.

The Reserve Bank of India (RBI) has given good news to home loan borrowers by cutting the repo rate by 25 basis points each in RBI MPC held in February and April, which is a cumulative reduction in ...

Confused about taking a housing loan as a first-time buyer Learn eligibility interest rates EMIs and credit score basics to ...

With the Reserve Bank of India (RBI) on Friday keeping the repo rate unchanged at 5.25 per cent, EMIs on repo-linked home loans are likely to stay unchanged for now, turning the rate pause into an ...

A joint home loan can help you afford a home, but it also binds two people financially for a long time. It’s worth thinking through a few practical points first.

If you are planning to buy a ₹1 cr home, you should evaluate affordability not only at prevailing loan rates, but also consider higher interest rate scenarios ...

Many young professionals earning steady incomes are increasingly being nudged toward early home ownership. But high EMIs, ...

A Bengaluru couple earning ₹2 lakh a month is considering a ₹1.8 crore home with a ₹1.2 lakh EMI, a move experts warn could strain cash flows | Real Estate News ...