An unauthorized hard inquiry on your credit file can have a negative impact on your ability to access the credit you need. These hard inquiries can stay on your credit report for two years, and too ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

How to remove negative items from your credit report yourself First, it’s important to know your rights when it comes to your credit history. Under the Fair Credit Reporting Act (FCRA), credit bureaus ...

You can take proactive steps to improve your credit score relatively quickly. By following these steps, you should be able to ...

Your credit report is a comprehensive document of your credit history that dictates your credit score and influences financial decisions made by lenders. Understanding your credit report can guide ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Your credit report is getting a reader-friendly makeover. Equifax, one of the three major credit bureaus, unveiled on Thursday a new design for its physical credit report, which now prominently ...