Forbes contributors publish independent expert analyses and insights. Pam Kaur covers fintech and bank tech innovation and regulation. U.S. consumers are expected to spend near record levels this ...

Consumer payment methods are undergoing rapid transformation, shaped by technological innovations, regulatory reforms and shifts in consumer behaviour. Contemporary research indicates a marked ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

The need for faster payments is surging, with three out of ten consumers now making urgent or same-day bill payments—84% of whom are Gen Z and Millennials, according to the 2025 ACI Speedpay Pulse ...

CONSUMER REPORTS EXPLAINS WHAT TO WATCH OUT FOR. IT’S EASY TO BE TEMPTED BY BUY NOW, PAY LATER. FOR PAMELA REYES, IT SEEMED LIKE A GOOD WAY TO STRETCH HER BUDGET. A BIG PORTION OF IT WAS JUST ...