Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

CD investing involves depositing money into certificates of deposit that earn fixed interest rates for set periods—typically 3 months to 5 years. Your principal remains locked until maturity, but you ...

After the latest Fed rate cut, the best CD rates today are reaching up to 5.11% APY. Take advantage of the yields before they ...

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The recent Fed rate cut in September 2024 made a lot of people wonder if now is the right time to lock in a long-term CD. But here's the problem: CDs make you lock up your money, and they don't earn ...

When comparing options like individual retirement accounts (IRAs), certificates of deposit (CDs) and money market accounts, it's important to understand how each can fit into your financial strategy.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jake Safane has nearly 15 years of journalism and marketing experience on topics ...

Don't open a CD just because rates are expected to drop soon. Settling for a subpar APY could cost you hundreds or thousands of dollars. Make a plan for your CDs' maturity dates so you have full ...

If I were putting money into certificate of deposits (CDs) right now, I wouldn't wait. The Fed is expected to start cutting rates later this month, and once that happens, today's best CD yields will ...

Picking between an IRA CD and a money market account depends on your financial goals, your need for liquidity and risk tolerance. Both options can provide market interest earnings and offer advantages ...