When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

Your credit limit can be slashed without warning, even if you've never missed a payment. Here's why it happens and how to protect your credit score.

Credit card debt isn’t just about how much you owe. What matters is how close you are to your credit limits—and how hard it is to pay that debt off with the income you have. Freedom Debt Relief looked ...

Closing a credit card with a high limit can drop your credit score. Here's how it affects your credit utilization, history, ...