The Federal Deposit Insurance Corporation (FDIC) doesn’t track average interest rates for business-specific savings accounts. However, it does track rates for general savings accounts. The national average deposit rate was 0.41% as of April 21, 2025, per ...

In a nutshell, a savings account provides a safe haven for your hard-earned money. You can also watch it grow effortlessly, as most earn an annual percentage yield (APY). Some financial institutions perform credit checks when you apply for a new account.

When it comes to saving, you have options beyond the standard savings account you've had since you were a teenager. A CD, money market and high-yield savings account are three places you can stash your cash to grow at a much faster rate than with a normal ...

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HSAs appear preferable to other tax-advantaged savings vehicles, especially for investors expecting out-of-pocket healthcare expenses. Even in a worst-case scenario—using HSA funds for non-healthcare expenses—the HSA is at least as good as a traditional tax-deferred 401 (k) or IRA.