Key Points A Reddit user has $23k in student loans at rates ranging from 2.75% to 5.5% He’s debating between using his extra money to pay off the loans early and using his extra money to invest. As a general rule,

Temporary protections to help borrowers during the pandemic have ended and lenders can again begin reporting people who are behind on payments.

If you are among those borrowers looking at a hefty student loan burden, it is vital to not simply settle for the default repayment plan. To maximize your efficacy and efficiency when paying off student loans,