Federal Reserve.gov

United States Federal Reserve

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Founded by the Congress in 1913, the Federal Reserve System is the central bank of the United States.

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Frequently asked questions

Q:
The Fed - What is the prime rate, and does the Federal Reserve set the prime rate?
A:
It is often used as a reference rate (also called the base rate) for many types of loans, including loans to small businesses and credit card loans....
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